We arrange hard money loans for real estate investors through a vetted network of private lenders — so you can compare real terms, understand the true cost of the money, and close fast.
Business-purpose loans on investment real estate only. No cost and no obligation to ask.
We work on your behalf to place your loan request with private and hard money lenders in our network. Every term sheet tells you who the lender is and how they are connected to us.
Points, rate, term, draw schedule — spelled out before you sign anything. Hard money is a tool. It only works when you know exactly what it costs.
We would rather tell you "not this deal" than put you in a loan that does not pencil. No pressure, no surprises — just clear terms and honest guidance.
Purchase and rehab financing based on the property and the deal — placed with hard money lenders who can close in days, not months.
Short-term loans that get you from purchase to refinance or sale. Before you sign anything, we walk you through points, rate, and the true cost of the money.
Ground-up construction loans for builders and investors, with draw schedules explained up front so the money is there when each phase starts.
A short conversation: the property, purchase price, rehab budget, after-repair value, and your timeline. No cost and no commitment to start.
We present your deal to the private lenders in our network that fit the property and your track record — including affiliated lenders, which we always disclose.
You see each term sheet side by side — lender, leverage, rate, points, and term — and decide what is right for your deal. Or walk away.
All approvals, amounts, rates, and terms are determined by the lender. We arrange financing; we do not guarantee it.
Crown Merchant Financial is a veteran-founded, independent shop. We built our name helping families make clear financial decisions. Our capital desk runs on the same principle: show people the real numbers and let them decide.
We operate alongside our affiliated brokerage, Q Group Brokers.
Then we will say so, plainly. Hard money is expensive money, and some deals do not survive the math. When that is true, we will show you the numbers and tell you to wait — even though passing on a loan costs us a commission.
No manufactured urgency. No stretching a term sheet to make a bad deal look good. An overstated number would cost us the only thing this desk runs on: trust.
Whether you are under contract and need to close this month or lining up capital for your next project, give us the basics and we will give you an honest read on what is realistic.
Crown Merchant Financial arranges hard money loans as a broker, not a lender. We arrange loans for business purposes only, secured by non-owner-occupied investment real estate; we do not arrange loans for personal, family, or household use, or loans secured by a borrower's primary residence. All financing is provided by third-party lenders.
Crown Merchant Financial is affiliated with Q Group Brokers, a hard money loan brokerage. Your loan request may be presented to affiliated lenders or arranged in cooperation with our affiliate; any such affiliation is disclosed with each offer. We may receive compensation from lenders in connection with financing we arrange, and this compensation may vary by lender and product.
All approvals, amounts, rates, fees, and terms are determined solely by the lender and are not guaranteed. Products and services are not available in all states. Nothing on this page is an offer or commitment to lend, or financial, legal, or tax advice.